you. >> it is now 25 after the top of the hour. coming up when president obama signed a healthcare law he promised insurance premiums would go down. so why are prices still on the rise. a shark swims way too close to the shore. instead of running out of the water one man decided to get up close and personal with this guy. wow. and... >> i have a dream that one day this nation will rise up and live out the true meanings of the creed. >> that was dr. part tin luther king junior delivering i have a dream speech on the washington mall. today the nation honors the sil rights leaders life and legacy. ♪ [ man ] ring ring... progresso this reduced sodium soup says it mahelp lower cholesterol, how does it work? you just he to eat it as part of your heart healthy diet. step 1. eat the soup. all those veggies and beans, that's what may help lower your cholesterol and -- well that's easy [ male announcer ] progresso. you gotta taste this soup. >> good morning to you. welcome back to "fox & friends first". i am heather nauert. >> i am ainsley earhardt. >> the top five stories making news at this